Yacht Charter Insurance for Bareboat and Crewed Trips
Your charter deposit is on the line. Understand the coverage that actually matters — from weather cancellations and trip interruption to medical evacuation from remote charter destinations.
$5K–$100K+
Charter Trip Coverage
Up to 75%
Back if You Cancel for Any Reason
$250K+
Medical Evacuation Coverage
48 hrs
Cancel Up to 48 Hours Before Departure
Why Yacht Charters Need Specialized Coverage
A generic travel insurance policy doesn't account for the realities of a yacht charter vacation. Your trip isn't a hotel stay — it's a high-value, weather-dependent trip to remote destinations.
Weather Risks
Tropical storms, sustained high winds, and rough seas can ruin a charter week. Cancel for Any Reason coverage protects you even when it's not a named storm — just a lousy forecast.
Medical Evacuation
Charter destinations often mean small island clinics, not major hospitals. If someone needs serious care, medical evacuation from a remote location can cost tens of thousands. Coverage up to $250,000.
Large Deposits at Risk
Charter deposits often run $5,000–$50,000+ and are non-refundable. Trip cancellation and CFAR coverage ensures you're not left holding the bag if plans change.
Coverage for Every Type of Yacht Charter
Whether you're skippering your own bareboat or relaxing on a crewed yacht, we help you find the right protection.
Bareboat Charter Insurance
You're the skipper — protect yourself and your deposit
- Security deposit protection ($2K–$10K+)
- Skipper illness or injury cancellation
- Cancel for Any Reason (CFAR) upgrade
- Medical evacuation from remote destinations
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Crewed Charter Insurance
High-value trips with group travel complexity
- Trip cost coverage up to $500K+
- Group cancellation & per-person coverage
- Cancel for Any Reason (CFAR) upgrade
- Itinerary disruption & trip interruption
Cancel for Any Reason Coverage
Weather looking rough? Plans changed? With CFAR coverage, you can cancel your charter for any reason and get up to 75% of your prepaid costs back — no questions asked.
- Up to 75% reimbursement of prepaid trip costs
- Cancel for any reason — weather, personal, you name it
- Must purchase within 14–21 days of your initial deposit
- Cancel up to 48 hours before departure
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Example: $25,000 Charter
Without CFAR, a cancelled charter means losing your entire deposit. With CFAR, you get $18,750 back.
Featured Charter Insurance Guides
Read these before you book your next charter.
Greece Sailing Trip Insurance: What Changes?
How Mediterranean itineraries can affect insurance planning, including route complexity, logistics, and interruption risk.
Read more →BVI Yacht Charter Insurance Planning Guide
Insurance planning considerations for British Virgin Islands charter itineraries, from weather windows to evacuation logistics.
Read more →Best Time to Buy Travel Insurance After Booking a Charter
A timing guide for charter guests, including why early purchase windows can affect eligibility for important benefits.
Read more →How It Works
Three simple steps to protecting your charter investment.
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Get Covered
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Start Planning Your Charter Coverage
Explore our guides to understand which coverage matters most for your trip.